Fernando proudly serves clients throughout the United States. Fernando has 14 years of experience as a Home Lending Advisor/Manager and specializes in pre-approvals, fixed-rate mortgages, adjustable-rate mortgages, condo and co-op lending, and conforming loans and jumbo mortgages. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Fernando is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Fernando can help you get a clear picture of what might work best for you. Fernando will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Fernando wants to ensure that you have a positive home lending experience.